Banking

You shouldn't be paying anything to bank! In fact, the bank should be paying you because they have the privilege of handling your cash. Explore the modules below to see how you can get the most juice from your bank.

Small changes go a long way. See how much you could be earning or saving with DIYFi's solutions.

If you did any of the following in 2023:	Traditional bank	DIYFi rec. solution
Held an emergency fund of $10K	Earned $47 in interest	Earned $435 in interest
Withdrew cash from an ATM unaffiliated with your bank	Paid $4 per trans.	Paid $0 per trans.
Withdrew cash abroad	Paid 3% foreign transaction fee + ATM fees	Paid $0 per trans.

Note: Savings account interest rate and ATM fee estimates from Bankrate.

Banking 101

High-yield savings accounts

The best high-yield savings accounts

Checking accounts

The best checking accounts

Banking for travel

Recs for when you travel abroad

Other cash equivalents

Other ways to generate risk-free return

Banking 102

Treasury MM Funds

Higher yields from U.S. Treasuries

Treasury ladders

Generating even more yield